Understanding Your Long Term Care Insurance Benefits, Part 1: Who We Are And Why We Advocate & Educate

Author: Jonathan Marsh

This video is part 1 of a video series that has been created to help individuals obtain a better understanding of Long-Term Care Insurance. More specifically, what Long-Term Care is, who needs Long-Term Care, what the types of Long-Term Care are, what Long-Term Care Insurance covers, Considerations, and whether or not someone can still purchase long-term care insurance.

The entire video series can be found here on our YouTube channel: https://www.youtube.com/watch?v=dAfGKsKQIS4&list=PL8BRKF6RZne9Bi3nhipkU9Iq1YRQ57EJT&index=1


Hey, everybody. I'm Jonathan Marsh, the owner of Home Helpers of Bradenton. From our years of experience working with clients with long-term care insurance policies, I've created an educational video series to help you understand your long-term care insurance policy and benefits. Let's go.

Just a little bit of background on who we are. Home Helpers Home Care of Bradenton is a licensed Florida home health agency that provides non-medical in-home care. In-home care can be defined as supportive care provided anywhere that someone calls home. Care may be provided by trained healthcare professionals, who provide assistance and ensure the activities of daily living are met.

Here you can see that we offer both homemaker and companionship services and personal care services. The homemaker and companionship services are those hands-off type services, such as meal preparation, doing the laundry, and general companionship. Whereas the personal care services are hands-on type services, such as assistance with bathing, grooming, and hygiene.

Based on reporting from the American Association for Long-term Care insurance, 73% of long-term care insurance claims start with in-home care. With there being such a need for assistance with long-term care insurance policies, especially as it relates to securing in-home care, we have created a specialty program that we use to help our clients with their long-term care insurance policies. Our seven-step process will help clients all the way from understanding their policy, initiating claims, submitting any necessary documentation, and working directly on their behalf with their insurance providers.

Unfortunately, many policyholders never actually use their benefits. Sometimes this is because individuals feel that they're going to run out of their benefits, essentially running out of money. So I oftentimes feel the need to advocate for these individuals and educate them so that they can take advantage of these great benefits that they have worked hard for and spent their well-earned money on.

Thank you for watching this video. Make sure you watch the next video, as we continue this discussion about long-term care insurance policies.


Home Helpers of Bradenton is one of the region's leading home care franchises specializing in comprehensive services for seniors. Home Helpers' sole mission is to make life easier for clients and their families. Based in Bradenton, Florida, the company serves all of Manatee County, including the communities of Anna Maria, Bradenton, Bradenton Beach, Ellenton, Holmes Beach, Lakewood Ranch, Longboat Key, Palmetto, and Parrish. For more information or to request a free in-home care assessment, contact our office at (941) 499-5946 or visit our website atwww.homehelpershomecare.com/bradenton

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