A man wearing a light blue short-sleeved button-up shirt stands against a white background, gesturing with both hands as if speaking or explaining something.

Long-Term Care Insurance Benefits, Part 6: Types of Care

The purpose of this video is to discuss the two different types of long-term care:

  1. Home-Based Long Term Care Services
  2. Community-Based Long Term Care Services

This video is part 6 of a video series created to help individuals obtain a better understanding of Long-Term Care Insurance. More specifically, what Long-Term Care is, who needs Long-Term Care, what the types of Long-Term Care are, what Long-Term Care Insurance covers, Considerations, and whether or not someone can still purchase long-term care insurance.

The entire video series can be found here on our YouTube channel: https://www.youtube.com/watch?v=dAfGKsKQIS4&list=PL8BRKF6RZne9Bi3nhipkU9Iq1YRQ57EJT&index=1

YouTube video player

Transcript:

What are the types of long-term care?

There are two types: 1) Home-based long-term care services and 2) Community-based long-term care services.

When we talk about home-based long-term care services, we’re referring to: a) skilled home health, for example, skilled nursing, physical therapy, occupational therapy, and speech therapy, and then b) the non-medical services, such as the personal care services, and homemaker companion care services.

When we talk about community-based long-term care services, we are referring to supervised independent living, CCRCs, and CCRC is an acronym for continuing care retirement community.

At CCRCs, the idea is that an individual can stay in that community, and move within the levels of care at that community. The levels of care include independent living, assisted living, skilled nursing, and memory care.

Also included in community-based long-term care services are assisted living, memory care support, and skilled nursing facilities.

Thank you for watching this video. Make sure you watch the next video as we continue this discussion about long-term care insurance policies.

HOME HELPERS OF BRADENTON

Home Helpers of Bradenton is one of the region’s leading home care franchises specializing in comprehensive services for seniors. Home Helpers’ sole mission is to make life easier for clients and their families. Based in Bradenton, Florida, the company serves all of Manatee County, including the communities of Anna Maria, Bradenton, Bradenton Beach, Ellenton, Holmes Beach, Lakewood Ranch, Longboat Key, Palmetto, and Parrish. For more information or to request a free in-home care assessment, contact our office at (941) 499-5946 or visit our website atwww.homehelpershomecare.com/bradenton

The Most Comprehensive Care In The Industry

Physical Wellness
Physical Wellness

We make daily life easier as needs change, with support for personal care, mobility, medication reminders, and recovery after a hospital stay.

Learn More
Mental Well-Being
Mental Well-Being

Staying active and connected matters. Our caregivers provide companionship and meaningful engagement to support emotional health and independence.

Learn More
Nutrition & Hydration
Nutrition & Hydration

Healthy meals and proper hydration are essential. We help with planning, shopping, and preparation to support daily wellness and energy.

Learn More
Active Connections
Active Connections

Strong relationships bring comfort and purpose. We help seniors stay connected through social engagement, technology, and regular check-ins.

Learn More
Two women wearing sun hats and gardening gloves smile as they tend to colorful flowers in a garden on a sunny day. Trees and a house are visible in the background.

Discover Personalized Care That Feels Like Family

Call us (941) 499-5946

Start Your Care Journey